If you are looking to take some risk with your retirement account, consider whether or not to invest in gold. It is a higher risk move compared to staying firmly planted in small cap mutual funds. When people think about gold, they tend to think gold bullion. That is not what you are buying when you buy into a gold or precious metals fund. Gold coins or gold bullion coins are not bought and stored in a vault under your name. The fund manager will buy a percentage of a precious metals fund for you. The fund may be comprised of gold, silver and platinum, or some combination of two out of three. What you need to know if that there is not a stack of American Eagle gold coins sitting in a vault somewhere. 
Collecting gold coins is an interesting hobby and can also be a very profitable investment. However, not everybody will make such a good profit from their collection as one lucky owner who sold their gold five pound Una and the Lion Victorian coin for £25,400 at Spinks in London recently.
Read more on Starting a Collection of Gold and Silver Coins…
